American Express

Benefits of Card acceptance

American Express® Card – easy and advantageous to accept

The American Express plastic cards have long been treasured by both Cardmembers and merchants in the world. At present American Express Cardmembers all over the world number to over 65 million and this figure is growing up day by day.

American Express® Card – now in Azerbaijan

As an exclusive partner of American Express, International Bank of Azerbaijan started to issue and service American Express® cards in Azerbaijan. By that, International Bank of Azerbaijan is opening up new and wide range opportunities in order to fulfill wishes and to meet requirements of Azeri citizens. Accepting American Express® cards you are getting chance to increase the number of your high paying clients and thus to extend sales volume.

Increasing number of foreign clients

American Express® cards are being widely used abroad and that’s why the guests coming to our country prefer these cards. The representatives of international organisations and companies, large-scale national and foreign companies, embassies as well use American Express® cards for payments. The reason why your enterprise will be more advantageous than the enterprise not accepting these cards is this.

Extending sales volume

With American Express® cards the volume of your sales is 3-4 times more than average sales from other payment systems. American Express® cards are mostly popular among the people enjoying social status and financial opportunities. Comprehensive financial opportunities and unsurpassed characteristics make the card irreplaceable as a payment tool.

Individually set credit line, grace period of up to 45 days and purchase protection, a service new to Azerbaijan market, all make American Express® cards issued in Azerbaijan more attractive to the cardmembers than any other cards.

There are also various regular spend oriented marketing campaigns as well as the world renown global American Express SelectsTM programme, - the factors positively influencing the sales.

Minimum investment – Maximum profit

The money collected as the shopping payment by the plastic card is being transfered to your account up to the last farthing. You diminish the negative results of dilatory and risky operations like collecting cash money, counting and turning it over the bank and so on. You are out of risks dealt with theft or loss of your money, acceptance of false money. The problems of small change and etc. does not never disturb you.

New marketing horizons for your business.

To attract the attention of American Express Cardmembers from Azerbaijan and all over the world, to inform them about your products and services, sales and special campaigns is now possible for you. Enough to become a member of American Express SelectsTM – global marketing program, famous around the world and treasured by clients www.americanexpress.az./selects

It’s fact that:

86 per cent of American Express Cardmembers in the first place pay attention to the presence of the logo of American Express during shopping.

35 per cent of Cardmembers are influenced in their choice of appropriate shop and restaurant by the factor of acceptance of American Express® cards.

42 per cent of Cardmembers trust the merchants accepting American Express® cards more than those don’t accept them.

80 per cent of Cardmembers do not consider the price of product and service as the main criteria during decision-making process. In Europe, anually average volume of payments by each American Express® Card is 4000 euros.

Please, visit or call us to accept American Express® cards or to get additional information.