American Express

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FEATURES OF THE CARDS
Type of the card	The American Express® Card	The American Express® Gold Card
CARD FEES
Main card annual fee (paid each year)	60 AZN	150 AZN
Additional card annual fee (paid each year)	50 AZN	130 AZN
Number of additional cards	Unlimited	Unlimited
CREDIT TERMS
Annual interest rate	22%	22%
Date of payment	Until 15th of the following month
Grace period	Up to 45 calendar days	Up to 45 calendar days
	10%	10%
Minimum repayment amount	min 10 AZN	min 10 AZN
Fine when minimum amount is not paid on time	10 AZN	10 AZN
Annual interest rate for spending over credit limit	44%	44%
DAILY LIMIT
Limit on the amount of cash withdrawals	2000 AZN	2000 AZN
Limit on the amount of retail transactions	No limit	No limit
Retail transaction fee	No fee	No fee
TRAVEL SERVICE
American Express Gold Travel Service	Not available	Available
Travel insurance coverage	USD 50 500	USD 77 000